Travelling to UAE? Now you can pay for your purchases using BHIM UPI

Are you travelling to the UAE? If you are, National Payments Corporation of India (NPCI) has a piece of news for you that you shouldn’t miss. NPCI’s international arm – NPCI International Payments Ltd (NIPL) – has announced that BHIM UPI is now live at NEOPAY terminals, across the UAE.

With this update, all Indian citizens who travel to the UAE will be able to pay for their purchases using BHIM UPI. “This initiative will empower millions of Indians who travel to the UAE, to safely and conveniently make payments using BHIM UPI,” the organisation said.

To make this possible, NIPL has partnered with Mashreq Bank’s payments subsidiary, NEOPAY, to create an acceptance infrastructure as a part of which Indian citizens will be able to make payments in the country using BHIM UPI.

Will BHIM UPI-based payments be available across the UAE?

While BHIM UPI-based payments will be available across the UAE. There is a caveat. The service will be available only at the NEOPAY terminals.

“We are glad to witness BHIM UPI going live in the UAE through our partnership with NEOPAY. This initiative will enable Indian tourists to perform payments using BHIM UPI which has emerged as the preferred mode of payment of Indian citizens,” Ritesh Shukla, CEO, NIPL said on the occasion.

How will this service work?

The feature is fairly simple to use. All users need is a bank account registered in India, UPI connectivity and a UPI-based app that users can use to make payments in the country. With this partnership, NEOPAY terminals will convert the payable amount in Rupees and charge the users accordingly.

Is this the first time that UPI-based payments have been enabled in another country?

No, it’s not. Back in July last year, Bhutan became the first country in the world to adopt India’s BHIM UPI. The service was jointly launched by Union Minister of Finance Nirmala Sitharaman and her Bhutanese counterpart, Lyonpo Namgay Tshering, virtually. Then in February this year, Nepal adopted the BHIM UPI interface to bolster digital payments within its borders. Singapore also adopted the platform last year with the service being operational in 2022.

Faqs

“With the acceptance of BHIM UPI in the UAE, Indian tourists can now make seamless payments through BHIM UPI across NEOPAY enabled shops and merchant stores. This partnership will play a key role in transforming the P2M payment experience for Indian travelers in the UAE.4 days ago

Can I Use BHIM Outside India? You can use BHIM outside India to send and collect money for your local accounts. Please note that NRI/NRE accounts can only be used as per banks policy.

No. individuals and businesses use UPI technology to send and receive payments instantaneously. RBI (Reserve Bank of India) owns this tech and NPCI (National Payment Corporation of India) operates it.

According to NPCI in August 2021, UPI services are now available in the UAE. Previously, the UAE and Singapore have accepted the RuPay card which was introduced by NPCI.18-Feb-2022

Yes, it’s possible to do upi transactions outside India provided the bank’s upi app or the upi partner app works in an internet connection outside India.

No. individuals and businesses use UPI technology to send and receive payments instantaneously. RBI (Reserve Bank of India) owns this tech and NPCI (National Payment Corporation of India) operates it.

Conclusion

The National Payment Corporation of India (NPCI) has announced that BHIM UPI is now live at NEOPAY terminals, across the UAE. With this update, all Indian citizens who travel to the UAE will be able to pay for their purchases using BHIM UPI.